Don't wish to endorse the Federal Reserve Bank? Read on...
It's actually been in the way we've been endorsing checks, that has been the issue. The solution step by step:
1. Stop automatic deposits, and get checks for payment.
2. Endorse only as shown below and then take cash.
3 If the check is to large for bank to cash, get a bank certified check and when ready to cash it, do it all over again.
4. Make all bill payments in postal money orders only.
5. Ideally, open up a brand new account at a credit union (they are usually more amiable) and then put this endorsement below right on the signature card.
Now your saying, what?!? This is not very convenient. Well, it's been made very easy to be a banker... and that is indeed what you are, when dealing in private credit. Too much work you say, well, then go back to paying all those user fees (taxes).
If no, then here is proper endorsement:
DEFINITELY TAKE TIME TO LISTEN TO THIS VIDEO FOR FULL COMPREHENSION